The rate debate rages on. We are often asked: What is your best rate?. With overall financial wellness in mind the answer is simple: the rate you receive is only one very small factor in achieving your goal. Don’t get me wrong, rate is important and we understand that. We offer product from Canada’s leading lenders and as a result of this competitive environment we have industry leading low interest rates built for your financial success.
There are many factors that play a roll in determining your interest rate. Credit, down payment, how fast your file closes, and type of property you are purchasing are just a few. Another major factor that may determine your rate has nothing to do with you, it has to do with us. The sheer volume of business and the intimate relationships we have fostered with our lenders can put you in an advantageous position compared to many other financial institutions.
Your excellent mortgage planner will clarify your rate options and then get to the fun stuff, the stuff that is going to really save you money, isn’t that why you asked the rate question in the first place!