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Mortgage Qualification
Mortgage qualification is not an exact science, which is why it is so important to deal with a Mortgage Planner that understands the intricacies of the process. Each lender can have different qualification processes based on their guidelines as well as your unique situation. In most cases the lender will do everything they can to get you approved, however they must protect their investment by analyzing over-all risk. Typically we see 4 major areas of a file that are scrutinized, each of these areas will be supported by documentation provided to the lender. Not every client is asked for the same documentation and not every lender treats the details the same.
Buying a Home
Buying a home is a lot of things. It is a sense of accomplishment and reward. It is a stepping stone towards financial freedom. It is also likely the largest financial decision you will ever make and that decision is often a very stressful one. Let us help take the stress out of the equation. At Axis Mortgage we will walk you through the steps that need to be taken to get you into your new home. Whether it be your first home (see our home buyer’s guide on the home page) or one of many, we know that you will have questions. It is our goal to have most of those questions answered before you ask them. We will let you know when and where you need to take your down payment, when you need to see your lawyer, when you need to have your house insurance in place and when you need to make the final decisions on the mortgage product best suited for you.
